A building catching on fire is the worst fear for many homeowners, small businesses, and larger workspaces. It causes massive ruin that often leaves destroyed memories and important materials. By following these 7 tips, you can upgrade your fire safety measures to help prevent disasters and headaches.
Store a fire extinguisher on every floor of your home or office and make sure it has not expired
The average, high-quality non-rechargeable fire extinguisher can last 10 years, however, it must have no corrosion or damage. Rechargeable extinguishers should be inspected by a professional every 6 years, especially those in a commercial setting. Fire extinguishing spray expires faster, so it’s always important to go by the date on your device.
Check your secondary fire protection equipment
Sprinkler systems can provide protection for your office and even your home! In addition, always change out your smoke detector batteries every six months (we recommend doing it on Daylight Savings!), and perform regular tests to ensure they are operational.
Assess and monitor your fire hazards
Some businesses require inspections from the fire marshal. You can also request workplace fire risk assessment guidance from your building’s property manager in order to create an accurate safety plan for your staff. For both homes and businesses, it is important to practice safety by never leaving burning candles unattended, leaving hot appliances on, moving flammable objects away from heat sources or areas with gas, and more. Electrical can also be a massive fire hazard and fixing any broken or frayed wires and following manufacturers’ recommendations for wattage is crucial.
Invest in insurance
Most homeowners and commercial property insurance policies include protection against fire claims. However, it is always important to go over your terms with an agent to avoid any surprises in case disaster strikes. You may need to up your coverage to adequately protect your precious belongings!
Maintain your fireplaces
In homes specifically, chimneys and fireplaces can collect flammable debris. Scheduling routine cleaning and inspection can avoid risk. Certain businesses like cafes, hotel lobbies, or even apartment buildings also use fireplaces for ambiance and heat sources. Operating these devices as recommended by their manuals and providing protective barriers can help keep patrons away from harm. Finally, make sure you have a carbon monoxide detector installed and that it is operable.
Keep flammable objects secure or away from the building
Extra gas containers for the lawnmower, flammable cleaning products, firewood stacks, and more, all pose a risk for fire. Store flammable liquids in their original container or in a UL-listed safety can and in a well-ventilated area. Containers of gas can be kept in a shed or your garage but as long as they are away from electrical outlets that can spark, machines, or the mowers itself. Firewood should be stacked at least 30ft from your home and tree branches trimmed away from the chimney.
Understand the Protective Safeguard Endorsement
This specialized insurance endorsement is mandatory for those who have fire suppression systems installed in their buildings. Fire suppression systems are crafted to prevent fires from spreading throughout commercial properties. These include sprinklers, central alarms, and more. If these systems fail to work properly during a fire, you may be responsible for the damages.
Speak with a Yurconic agent today to inquire about this important policy.