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Are Your Insurance Needs Up-to-date in 2025? A Guide by The Yurconic Agency Image

As we step into a new year, it’s essential to ensure that your insurance coverages align with your current life circumstances and needs. At The Yurconic Agency, we understand the importance of staying informed and protected. Let’s explore some key service lines and coverages to consider in 2025.

Personal Insurance:

  • Recent Changes: Have you moved to a new location? Purchased a new car? Or perhaps your car is aging, and you’re reevaluating the need for extensive coverage. It’s crucial to review your home and auto policies to ensure they provide the right protection for your current situation.
  • Umbrella Coverage: With life’s uncertainties, consider whether umbrella coverage is necessary to provide additional liability protection beyond your standard policies.
  • New Arrivals: Welcomed a new child to your family this year? Acquired a pet companion? Update your policies to safeguard your growing family and their well-being.

Life/Health Insurance:

  • Dependants’ Futures: Secure your loved ones’ financial futures with appropriate life insurance coverage.
  • Health Insurance: With open enrollment for Pennsylvania ending on January 15th, now is the perfect time to reassess your health insurance needs. Ensure you have the right coverage and deductible to face the year ahead.

Valuables and Special Events:

  • Gifts and Milestones: From valuable gifts received during Christmas to engagement rings, consider adding or updating coverage for these prized possessions to protect them adequately.
  • Wedding Planning: if you’re preparing to tie the knot this year, special event insurance can offer peace of mind by covering unforeseen circumstances surrounding your big day.

Small Business Insurance:

  • Pre-Election Review: With potential changes under a new administration, review your small business insurance to adapt to any regulatory shifts that may impact your operations.
  • Company Growth/Downturn: Whether your business has grown or downsized, ensure your insurance coverage reflects the current state of your operations.
  • Cyber Insurance: As technology advances, safeguard your business against cyber threats by considering cyber insurance to mitigate potential risks.

At The Yurconic Agency, our dedicated team is here to help you navigate the complexities of insurance and find the right coverages to protect what matters most to you. Don’t wait until it’s too late – let’s work together to ensure you’re adequately covered as you journey through 2025.
Contact us today to schedule a consultation and review your insurance needs for the year ahead. Stay informed, stay protected with The Yurconic Agency.