Skip To Content
An illustrated town with a car driving to the Yurconic Agency

It’s #IndependentRetailerMonth. Here are Six Insurance Policies Your Small Businesses Should Consider to Keep Moving Smoothly.

Small businesses have unique needs, including unique insurance needs. This is extremely important to us as an insurance agency, and we can relate because we began as a small business. Although we are now in six counties of the state, we are still an independent insurance agency.

July is National Independent Retailer Month. In honor of the month-long event’s mission of creating more sustainable cities, towns, and communities through supporting small businesses, we wanted to share some of the most important insurance needs of the small businesses we support every single day!

Let’s unpack some helpful policies for small businesses:

Liability Insurance: Owning a business is full of uncertainties and liabilities. We work with your business to determine your risks and put together an insurance package that makes sense for your business.

Workers’ Compensation Insurance: Most businesses look to workers’ compensation insurance because it is a legal requirement; however, we see it differently. We view workers’ compensation as an investment in the security and safety of your staff members. Get coverage that projects employees injured on the job or in auto accidents while on business, or have a work-related illness. We’ll work with you to find a solution that creates a safer and more productive workplace.

Business Auto Insurance: Regardless if your business has one vehicle or a fleet of commercial vehicles, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.

Business Income Insurance: Temporarily shutting down business means a temporary loss of income. Business Income Insurance will help relieve the burden by covering lost income, allowing business to operate smoothly once you are up and running.

Commercial Umbrella Insurance: Insurance coverage has limitations. That’s why commercial umbrella insurance is designed. By supplementing existing policies, commercial umbrella insurance gives you an additional layer of protection for your business.

Commercial Flood Insurance: 25% of businesses that close due to destructive events like floodwater never re-open. Commercial Flood Insurance protects your business and its contents and assets from the damaging cost of a flood.

No matter your need, The Yurconic Agency has you covered, with small business solutions and industry specific insurance options that work for you. Contact YUR team at YURCONIC to learn more!