Extra Coverage For Extra Special Heirlooms
Although many possessions are covered under your standard homeowners or renters policy, larger ticket items may exceed the limits of standard policies. That’s why we offer special valuable possession insurance policies to ensure you are paid the replacement value of the item rather than the generic market value.
What is Covered Under Valuable Possession Coverage?
Jewelry
Artwork
Musical Instruments
Computer & Electronic Devices
Collectables like Wine, Baseball Cards, Coins, or Stamps
Guns
Sports Equipment
Here are some examples of how valuable possession coverage helps:
- You wear valuable jewelry such as an engagement ring out of the house
- You bring expensive musical instruments or equipments into a studio
- You collect art, wine, baseball cards, coins, or stamps as investment pieces
- You take your valuable possession to get cleaned or restored and someone damages the piece in the process